An outdoor air conditioning condenser unit mounted on a concrete pad next to a residential house at sunset.

Heat pump vs Furnace in Genesee County, Michigan

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system, or you don't have gas line access to your home. Get a cold-climate model if you go this route. Winter nights here average 19°F, and a standard heat pump loses heating power at those temperatures while a cold-climate model is built to keep working in them.

When a furnace makes sense

For most homes here, a furnace is the safer bet. Heating with natural gas costs at least 50% less than a heat pump here, at Michigan prices, and with heat needed about 8 months a year, that difference adds up. It's also what most of your neighbors already have, with 81% of homes in the county heating with gas.

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system, or you don't have gas line access to your home. Get a cold-climate model if you go this route. Winter nights here average 19°F, and a standard heat pump loses heating power at those temperatures while a cold-climate model is built to keep working in them.

When a furnace makes sense

For most homes here, a furnace is the safer bet. Heating with natural gas costs at least 50% less than a heat pump here, at Michigan prices, and with heat needed about 8 months a year, that difference adds up. It's also what most of your neighbors already have, with 81% of homes in the county heating with gas.

An outdoor heat pump unit mounted on a concrete pad in front of a two-story suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A gas furnace with sheet-metal ductwork and PVC pipes installed in an unfinished basement.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Genesee County.

Winter nights here average 19°F, and natural gas costs at least 50% less to heat with, so a furnace makes more sense than a heat pump.

At least 50% lessto heat with natural gas than with a heat pump, at Michigan prices
19°Faverage winter low
81%of homes here heat with gas

If your home has no gas line to it, a cold-climate heat pump is still worth a look, since it heats and cools from the same system.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 50% less to run
What it doesHeats and coolsHeats only
Homes in the Great Lakes states that heat with one3.4%78.8%
Handles a 19°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

A heat pump makes sense if you want cooling and heating from one system, or you don't have gas line access to your home. Get a cold-climate model if you go this route. Winter nights here average 19°F, and a standard heat pump loses heating power at those temperatures while a cold-climate model is built to keep working in them.

When a furnace makes sense

For most homes here, a furnace is the safer bet. Heating with natural gas costs at least 50% less than a heat pump here, at Michigan prices, and with heat needed about 8 months a year, that difference adds up. It's also what most of your neighbors already have, with 81% of homes in the county heating with gas.

A Genesee County contractor will price both against your own house, your ductwork and your panel.

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