An unfinished basement containing a forced-air furnace with metal ductwork, exposed wooden ceiling joists, a hanging Edison bulb, and bare concrete floors.

Furnace vs Boiler in St. Clair County, Michigan

When a furnace makes sense

If your home already has ductwork in place, a furnace is the straightforward choice. It uses that ductwork to heat the house, so nothing new has to be added to deliver the air. With winter nights here averaging 20°F for months at a stretch, that existing duct system paired with a furnace is a proven way to keep a Michigan home warm.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or in-floor pipes rather than ducts. It runs about 5% cheaper than a furnace at Michigan gas prices, and with roughly eight months of heating a year here, that difference is worth something on your bill. If your home was never set up with ductwork, a boiler works with the heat distribution you already have instead of asking you to add one.

When a furnace makes sense

If your home already has ductwork in place, a furnace is the straightforward choice. It uses that ductwork to heat the house, so nothing new has to be added to deliver the air. With winter nights here averaging 20°F for months at a stretch, that existing duct system paired with a furnace is a proven way to keep a Michigan home warm.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or in-floor pipes rather than ducts. It runs about 5% cheaper than a furnace at Michigan gas prices, and with roughly eight months of heating a year here, that difference is worth something on your bill. If your home was never set up with ductwork, a boiler works with the heat distribution you already have instead of asking you to add one.

An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

A dark metal boiler with a pressure gauge and copper pipe connections installed in an unfinished concrete basement.

Boiler

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in St. Clair County.

In the Great Lakes states, 78.8% of homes heat with a furnace, so most already have the ductwork it needs.

About 5% lessto heat with a boiler than with a furnace, at Michigan prices
20°Faverage winter low
74%of homes here heat with gas

If your home already has radiators or in-floor pipes instead of ductwork, a boiler is still the better choice.

Find a contractor
Compared onFurnaceBoiler
Cost to run hereCosts more to runAbout 5% less to run
What it doesHeats onlyHeats only
Homes in the Great Lakes states that heat with one78.8%7.7%
Handles a 20°F nightYesYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a furnace makes sense

If your home already has ductwork in place, a furnace is the straightforward choice. It uses that ductwork to heat the house, so nothing new has to be added to deliver the air. With winter nights here averaging 20°F for months at a stretch, that existing duct system paired with a furnace is a proven way to keep a Michigan home warm.

When a boiler makes sense

A boiler makes sense if your home heats through radiators or in-floor pipes rather than ducts. It runs about 5% cheaper than a furnace at Michigan gas prices, and with roughly eight months of heating a year here, that difference is worth something on your bill. If your home was never set up with ductwork, a boiler works with the heat distribution you already have instead of asking you to add one.

A St. Clair County contractor will price both against your own house, your ductwork and your panel.

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